Payment & Refund Policy

Introduction

This Payment & Refund Policy outlines the terms and conditions governing payments, billing, subscriptions, and refunds for services provided by GBCORP Education (‘we’, ‘our’, or ‘us’). By using our website, mobile applications, and services (collectively, the ‘Platform’), you agree to this policy. This policy complies with applicable laws and regulations in the European Union (EU), United States (US), United Kingdom (UK), and other international jurisdictions.

Payment Terms

• We accept various payment methods including major credit/debit cards, PayPal, and other digital payment platforms.
• All payments are processed securely through third-party payment processors.
• Billing cycles may vary depending on the service or subscription plan selected.
• All prices are listed in USD unless otherwise specified.
• Applicable taxes, including VAT or sales tax, may be added based on your location.
• Invoices will be provided electronically upon successful payment.
• Subscription-based services will be billed in accordance with the selected plan’s terms.

Pricing & Changes

We reserve the right to modify our pricing at any time. Any changes to pricing will be communicated in advance and will not affect current billing cycles. Continued use of the Platform after a price change constitutes your acceptance of the new pricing.

Automatic Renewals

Some of our services may be offered on a subscription basis. Unless canceled prior to the end of the billing period, subscriptions will automatically renew for the same term. You authorize us to charge your payment method for the renewal term.

Failed Payments

If a payment fails due to insufficient funds, expired payment method, or other reasons, we may suspend or terminate your access to the Platform until payment is successfully processed. You are responsible for ensuring that your payment information is current and accurate.

Refund Policy

Refunds may be issued under the following conditions:

• Requests must be made within 14 days of purchase for digital goods, in accordance with EU consumer rights.
• Refunds are not available for services that have been fully rendered or consumed.
• To request a refund, contact support@gbcorp.education with your order details.
• Refunds will be processed within 7–14 business days to the original payment method.
• We reserve the right to deny refund requests that do not meet our policy criteria.
• U.S. consumers are protected under the Federal Trade Commission (FTC) regulations, and we comply with all applicable laws.

Chargebacks & Disputes

If you believe a charge was made in error, please contact us before initiating a chargeback. Unauthorized chargebacks may result in suspension or termination of your account. We reserve the right to dispute any chargebacks and provide supporting documentation to the payment processor.

Cancellation Policy

You may cancel your subscription or service at any time through your account settings or by contacting our support team. Cancellations will take effect at the end of the current billing cycle. No partial refunds will be issued for unused portions of a billing period unless required by law.

Fraud Prevention

We reserve the right to refuse or cancel orders that are suspected of fraud or unauthorized activity. We may also require additional verification before accepting a payment.

International Transactions

For users outside the United States, currency conversion fees or international transaction fees may apply, depending on your payment method and financial institution. We are not responsible for any additional charges incurred during international transactions.

Updates to This Policy

We may update this Payment & Refund Policy from time to time. Changes will be posted on our Platform with an updated effective date. Continued use of our services after changes are made constitutes your acceptance of the revised policy.

Contact Information

If you have any questions or concerns about this Payment & Refund Policy, please contact us at: